Terms Of Service
Last updated: 15 April 2025
Please read these Terms of Service ("Terms") carefully before using cooversia ("we", "us", or "our").
1. Acceptance of Terms
By accessing or using our services ("Services") that we provide and/or host on our servers, you agree to be bound by these Terms. If you disagree with any part of the Terms, you do not have permission to access our Services.
2. Description of Services
We provide online calculation tools and financial planning resources. All calculations are performed client-side in your browser, and we do not store or process any of your financial data.
3. Use of Service
You agree to use the Services only for purposes that are permitted by:
- These Terms
- Any applicable law, regulation, or generally accepted practices or guidelines
4. Accuracy of Calculations
While we strive to provide accurate calculations, the results provided by our tools should be used for informational purposes only. We make no guarantees about the accuracy of the results, and you should consult with qualified financial professionals before making any financial decisions.
5. Intellectual Property
The Services and their original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
6. Disclaimer of Warranties
The Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted or error-free.
7. Limitation of Liability
In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
We are not responsible for any actions taken based on the information provided by the Services. We do not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed.
8. Privacy Policy
Your use of our Services is governed by our Privacy Policy, available at Privacy Policy, which details our information collection, use and sharing practices.
9. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Updated Terms will be posted on this page. Continued use of our Services after changes are published constitutes acceptance of those changes.
10. Contact Us
If you have any questions about these Terms, please contact us at [email protected].